R.H. has 20+ years of experience in risk examination and management, audit (regulatory and operational), and process improvement in the financial services and banking industries. From 2015-2019 she was a Payments Risk Exam Manager at Elavon-US Bank. From 2010-2015 she was VP of Regulatory Examinations at BNP Paribas in NY, where she provided leadership and project management expertise for internal and external regulatory examinations and audits conducted by banking and securities regulators (FINRA, SEC, etc.). From 2006-2010 she was VP of Corporate Audit at Bank of America/Merrill Lynch. She started her career at FINRA, where she gained experience in conducting regulatory examinations and internal audits of domestic broker dealers and international investment banks. She is proficient in MS Office (Exchange, Word, Excel, PowerPoint), SharePoint, Archer, and proprietary financial services software. R.H. has an MBA with Honors from Long Island University.